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Average car insurance cost with Progressive

#4 cheapest of the 6 largest insurers

$166/mo Full coverage, monthly average $1,992/year
$71/mo Minimum coverage, monthly average $852/year
11% above vs. the big-six average Big-six avg: $150/mo full coverage
These are estimates, not quotes. Figures are 2026 average monthly premiums published by AutoInsurance.org in “Cheapest Full Coverage Auto Insurance in 2026.” Your actual Progressive rate depends on your state, age, driving record, credit, vehicle, coverage limits, and ZIP code. Different studies use different driver profiles, so averages vary by source — treat these as a rough benchmark, then see what real people pay.

What Progressive customers pay on average

Coverage levelMonthly (average)Yearly
Full coverage$166$1,992
Minimum coverage$71$852
Big-six average, full coverage$150$1,800

About Progressive

Progressive is one of the largest US auto insurers and sells both directly and through independent agents. Its Snapshot program prices part of your premium on how you actually drive, and its quote flow famously shows competing companies\u2019 rates alongside its own.

Why your Progressive rate may differ

An average hides a wide spread. The same insurer can quote two similar drivers hundreds of dollars apart because each company weights the rating factors differently: your state and ZIP code, driving record, credit-based insurance score, vehicle, annual mileage, and the deductibles and limits you pick. That spread is exactly why comparing your own quote against what other Progressive customers pay is more useful than any national average.

Paying well above $166/month for full coverage with Progressive on a clean record? The crowd would probably call that overpaying — compare real quotes.

Recent quotes from Progressive customers

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