Average car insurance cost with Allstate
#5 cheapest of the 6 largest insurers
What Allstate customers pay on average
| Coverage level | Monthly (average) | Yearly |
|---|---|---|
| Full coverage | $175 | $2,100 |
| Minimum coverage | $78 | $936 |
| Big-six average, full coverage | $150 | $1,800 |
About Allstate
Allstate sells mainly through its network of local agents. Its Drivewise program tracks driving habits for a potential discount, and many of its policies offer accident forgiveness and deductible rewards for claim-free years.
Why your Allstate rate may differ
An average hides a wide spread. The same insurer can quote two similar drivers hundreds of dollars apart because each company weights the rating factors differently: your state and ZIP code, driving record, credit-based insurance score, vehicle, annual mileage, and the deductibles and limits you pick. That spread is exactly why comparing your own quote against what other Allstate customers pay is more useful than any national average.
Paying well above $175/month for full coverage with Allstate on a clean record? The crowd would probably call that overpaying — compare real quotes.
Recent quotes from Allstate customers
- $312.00/mo Allstate auto in MI Sample quote — Overpaying view & rate it →
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