Average car insurance cost with Geico
#2 cheapest of the 6 largest insurers
What Geico customers pay on average
| Coverage level | Monthly (average) | Yearly |
|---|---|---|
| Full coverage | $126 | $1,512 |
| Minimum coverage | $55 | $660 |
| Big-six average, full coverage | $150 | $1,800 |
About Geico
Geico sells policies directly to drivers online and by phone instead of through local agents, which keeps its overhead low. It is one of the largest auto insurers in the US and is known for fast online quotes and a long list of affinity and occupation discounts.
Why your Geico rate may differ
An average hides a wide spread. The same insurer can quote two similar drivers hundreds of dollars apart because each company weights the rating factors differently: your state and ZIP code, driving record, credit-based insurance score, vehicle, annual mileage, and the deductibles and limits you pick. That spread is exactly why comparing your own quote against what other Geico customers pay is more useful than any national average.
Paying well above $126/month for full coverage with Geico on a clean record? The crowd would probably call that overpaying — compare real quotes.
Recent quotes from Geico customers
- $142.50/mo GEICO auto in TX Sample quote — Fair price view & rate it →